Professor J. Rufus Fears[1] in his lecture series, The Wisdom of History, alleges that Lesson/Law One of history is, “We do not learn from history.” This short phrase sums up the tragedy within many past and current events and the woeful reflections of this Déjà Vu blog. Why is it that so many “giants,” elites,

?— Who has the greater moral hazard: the poor begging alms or the rich denying them??— If social security, health care, public education, and other government insurance programs that share the risks and costs of life are moral hazards, what of private insurance programs that externalize and share the risks and costs of ownership and/or